Микрокредитная организация
Микрокредитная организация микрофинансовая организация или компания (МКК) – это вид небанковского финансового учреждения, которое выдает срочные микрозаймы населению. К основным характеристикам услуг относятся: небольшие максимальные суммы около 15 000 – 30 00 тысяч тенге, средняя процентная ставка 1 – 2% за сутки, срок микрофинансовые организации от 14 до 30 дней. В частном микрокредитная организация алматы порядке некоторые параметры займов могут несколько отличаться.
Деятельность МКК mfo регулируется Федеральным законом «О микрофинансовой деятельности и микрофинансовых организациях» №151, ст. 12. В марте мфо алматы 2016 года в законодательство были внесены изменения, разделяющие понятия микрофинансовой организации (МФО) и микрокредитной компании.
МКК обладает следующими особенностями:
- Займы предоставляются только за счет собственных микрофинансовые организации казахстана средств компании (акционеров и учредителей), допускается привлечение капиталов от юридических лиц.
- Максимальная сумма микрозайма, которую может получить физическое лицо, составляет 500 тыс микрофинансовая организация алматы. руб.
- Уставный капитал организации не превышает 70 млн руб. (иначе компания изменит микрокредитные организации в астане свой статус на МФО).
Кроме этого, в связи с небольшими объемами деятельности, МКК освобождаются от ежегодного аудита и официального обнародования бухгалтерской отчетности.
Клиентами микрокредитной компании являются частные лица микрофинансовые организации рк, которые испытывают временные финансовые трудности или желают получить небольшую сумму на короткий срок. В отличие от кредита, микрозайм можно взять за несколько минут. В зависимости от способа список микрокредитных организаций казахстана обслуживания, микрокредитор переведет деньги на карту, электронный кошелек или выдаст наличными.
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